Aspiration's business is providing solutions to consumers and enterprises to help them become carbon neutral. The biggest change over the past year has been the substantial increase in demand by both consumers and enterprises to take climate action by embedding carbon reduction solutions in their everyday activities. For Aspiration's over 6 million consumers, that happens by providing financial products, such as debit and credit cards, that embed in them carbon reduction solutions (like automatically offsetting the carbon footprint of purchases). For Aspiration's enterprise clients, that happens with our software based carbon footprint monitoring, access to our industry leading inventory of carbon reducing assets and use of our features that make our clients own products carbon neutral.