iCover is a blockchain-based fully-automated platform to sell, underwrite, issue, and administer life insurance. The algorithmic underwriting of Cover assists insurers in selling to the middle market. The company's proprietary underwriting framework provided by iCover includes pre-configured guidelines and algorithms for scoring and pricing life insurance applications based on medical and non-medical data. Using patent-pending QUITM technology and algorithmic underwriting, iCover can quote, underwrite, and deliver life insurance in less than 5 minutes at the point of sale.